General Calculators
Free Financial Calculators
Quick insights to help you make informed financial decisions and plan for your future. These tools provide estimates to guide your planning – for personalised advice, let’s chat.
Important note
These calculators, provided by MoneySmart, offer general financial information only. Contact us if you’d like to discuss your personal circumstances.
Managing My Money
Budget Planner
Track income and expenses to create a balanced budget
Money Health Check
Assess your overall financial wellness
Savings Goal Calculator
Plan how to reach your savings targets
Compound Interest Calculator
See how your money grows over time
Income Tax Calculator
Estimate your tax obligations
First Home Saver Calculator
Plan for your first property purchase
Net Worth Calculator
Calculate your total wealth position
Borrowing & Credit
Mortgage Calculator
Calculate home loan repayments and interest
Mortgage Switching Calculator
Compare savings from switching loans
Mortgage Health Check
Assess your home loan performance
Personal Loan Calculator
Plan personal or car loan repayments
Credit Card Calculator
Calculate payoff time and interest costs
Superannuation
Retirement Planner
How to boost your super for retirement
Superannuation Calculator
How fees affect your super payout
Super Contributions Optimiser
Maximise your super contributions strategy
Super vs Mortgage Calculator
Extra super or mortgage payments?
Super Co-contribution Calculator
Government co-contribution eligibility
Employer Contributions Calculator
Calculate mandatory super contributions
Retirement
Retirement Planner
Plan your ideal retirement lifestyle
Super & Pension Age Calculator
When can you access your super?
Reverse Mortgage Calculator
Understand reverse mortgage options
Account-based Pension Calculator
Plan your pension withdrawals
Investing
Managed Funds Calculator
Compare managed fund performance
Margin Loan Calculator
Calculate margin loan risks and returns
Need Help with Your Results?
These calculators provide estimates to guide your planning. For personalised advice tailored to your specific situation, let’s chat.
Read our guides
Check out our comprehensive blog posts and guides that expand on these calculators with clear, step-by-step explanations.
Frequently Asked Questions
Common questions about using these calculators and interpreting your results.
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