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Welcome to focus partners

New to Focus Partners? Find everything you need to know about getting started with our services and understanding how we can help you achieve your financial goals.

About our Services

We provide comprehensive financial services including tax returns, business accounting, financial planning, SMSF management, and business advisory services. Our team approach means you get specialist expertise across all areas.

We offer big-firm capabilities with small-firm care. Our collaborative team approach provides specialist expertise across accounting, tax, and financial planning from one trusted partner who truly understands your world.

We’re based in Albury and serve the entire Albury Wodonga region including Bright, Myrtleford, Beechworth, Corryong, Wangaratta, and surrounding areas. We also offer remote services via video conference.

Getting Started Process

Simply call us on (02) 6021 3399 or use our online booking form. We’ll arrange a convenient time for your free, no-obligation consultation at our office or your preferred location.

Book your FREE consultation

We’ll discuss your current situation, understand your goals, explain how we can help, and determine if we’re the right fit. There’s no pressure – we want to ensure we can genuinely add value to your situation.

Bring any recent tax returns, financial statements, investment summaries, and a list of your questions or goals. Don’t worry if you don’t have everything – we can guide you on what’s needed.

Costs and Fees

Your first consultation is completely free with no obligation. We’ll even bring the coffee! This gives us both the opportunity to understand if we’re a good fit for each other.

We provide transparent, upfront fee estimates for all services. Our structure varies by service type but always focuses on delivering clear value. We’ll discuss fees during your consultation so there are no surprises.

Many of our services are tax deductible including tax preparation, business accounting, and investment advice fees. We’ll clearly identify which fees are deductible on your invoice.

For business owners

Whether you’re starting a new venture or looking to grow an established business, we provide the financial expertise and strategic guidance to help you succeed.

Starting a Business

The best structure depends on your specific circumstances including income levels, asset protection needs, tax planning opportunities, and growth plans. We analyze your situation and recommend the most appropriate structure.

Yes, we handle all aspects of business setup including structure selection, registrations, tax file numbers, bank account setup, bookkeeping systems, and compliance frameworks.

From the start, keep all income and expense records, receipts, bank statements, invoices, and any business-related documentation. We can help set up systems to make record-keeping simple and efficient.

Tax and Compliance

You must register for GST if your annual turnover is $75,000 or more ($150,000 for non-profit organizations). You can voluntarily register if your turnover is less than these thresholds.

You must pay superannuation guarantee contributions of 11% (increasing to 12% by 2025) for employees earning over $450 per month. Payments must be made quarterly by specified due dates.

BAS lodgment frequency depends on your annual turnover. Generally, businesses with turnover under $20 million lodge quarterly, while larger businesses may need to lodge monthly.

Growth and Advisory

We provide cash flow forecasting, accounts receivable strategies, expense optimization, tax planning to minimise outflows, and banking relationship advice. Good cash flow management is crucial for success.

Yes, we facilitate strategic planning sessions, develop financial projections, create accountability frameworks, and provide ongoing progress monitoring. A solid plan is essential for business success.

Absolutely. We provide business valuations, financial statement preparation, due diligence support, tax structuring advice, and succession planning to maximize your sale outcome.

For individuals/families

From tax returns to retirement planning, we help individuals and families build and protect their wealth for a secure financial future.

Tax Returns

If you prepare your own return, it’s due by 31 October. If you use a registered tax agent like us, you get extended time under the lodgment program, typically until May the following year.

Common deductions include work-related expenses, self-education, charitable donations, investment expenses, and tax agent fees. We ensure you claim all legitimate deductions while staying compliant.

Individual tax returns start from $220, with the final cost depending on complexity. Business income, rental properties, and investments may increase the fee. We provide upfront quotes.

Financial Planning

The best time to start is now, regardless of your age or financial situation. Early planning gives you more options and time for your strategies to work. We tailor advice to your life stage and goals.

We start by understanding your current situation and goals, then develop a personalised strategy, implement the recommendations, and regularly review and adjust as your life changes.

There’s no set minimum. We focus on whether we can add value to your situation. Many successful investment strategies can start with small regular amounts that grow over time.

Retirement Planning

The amount varies based on your lifestyle goals, but ASFA estimates $595,000 for a comfortable retirement for couples, $545,000 for singles. We can calculate your specific needs and create strategies to reach your target.

Salary sacrificing can be tax-effective, especially for higher income earners. However, it depends on your age, income level, and other financial goals. We can model the benefits for your specific situation.

Generally, you can access super when you reach your preservation age and retire, or at age 65 regardless of work status. Some early access is available in limited circumstances like severe financial hardship.

Still can’t find what you’re looking for?

Our team is always ready to help with your specific questions and provide personalised guidance.

Call us

Speak directly with our team

(02) 6021 3399

Email

Send us your questions directly

hello@focuspartners.com.au

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