Personal Insurance

Securing Your Life With Focus Partners

At Focus Partners we recognize that in most cases, your greatest asset is your ability to earn income, yet surprisingly people continue to neglect this important quality.

A personal risk management strategy should ensure that assets are protected and debts are cleared in the event of the unforeseen death, major accident or major illness of a key financial member(s) of a family or partnership. This entails personal protection insurance. In much the same way as one would insure a home or car, one should insure for the protection of income, accumulated wealth and lifestyle.

There are four key forms of personal protection insurances:

Life (Term) Insurance pays a lump sum upon the death of the life insured.... MORE >>	Total & Permanent Disability (TPD) Insurance pays a lump sum upon the total & permanent disablement (as defined by the contract) of the life insured... MORE >>
Trauma (Critical Illness) Insurance pays a lump sum in the event of a major injury or illness (as defined by the contract) of the life insured... MORE >>	Income Protection Insurance pays a pre-determined monthly benefit for a pre-determined period of time in the event of an injury or illness, which prevents the life insured from working. The definition of ‘working’, as in working in the previous occupation or in some other occupation, is defined by the life office... MORE >>

Read more about what are the benefits of personal insurance?

Need a personal risk management strategy or help finding out what insurance package is right for you? Call us on (02) 6021 3399; our team of dedicated, friendly and professional staff are happy to answer any questions you have.

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