- 550 Smollett Street, Albury NSW 2640
- office@focuspartners.com.au
- (02) 6021 3399
There are many forms of insurance, but none are more necessary than one that protects you or your family members in case of accident or death? You insure your home and your car, so why would you not insure yourself?
Without a doubt, you are the most vital asset in the creation of a lifestyle and earning an income. Without you, that home or that car would not be on your property. Insuring yourself or a family member with a personal insurance policy is the most effective way to cover lost income to maintain the lifestyle of you and your loved ones in case of an accident. Because you are protecting such a vital asset, personal insurance is the most crucial form of insurance to have to safe guard your loved ones in the event of an accident, illness, or any other debilitating obstacle that life can throw in your way.
Sadly, personal insurance is often a policy that is overlooked. It is often not a matter of a situation arising in your lifetime where life insurance is going to be valuable; it is a usually a matter of when. When that day does come, if you or your loved ones are not insured, there is a huge risk of being without an income for an extended period of time. Pray that an accident never happens to you or a member of your family, but death is inevitable and for many it is unexpected, so leaving your family safe and secured when that time comes is one of the most honourable things you can do. If the unfortunate case of an accident does occur one day, there are other forms of personal insurance, including total and permanent disability, trauma cover, and income protection, which can protect your income and the lifestyle you have worked so hard to create.
Only half of Australians have life insurance, with the majority of these people having insufficient cover. 7 in 10 Australians know someone who has suffered a trauma event, though only 8% have trauma cover themselves. Centrelink covers a minimal amount in comparison to the average Australian wage, which could leave your family in a devastating position in the event of a traumatic event such as a heart attack or stroke.
One of the biggest upsides to personal insurance is the fact that it will give you, the policy holder, some peace of mind in knowing that you're covered in the event of an accident or other situation that may occur unexpectedly. For example, weather conditions in Albury, Wodonga, Howlong and other towns located in the NSW area tend to vary depending on the time of year, and you would want to be prepared for any weather related damage done to your home, car, or other form of property. You likely have insurance on these items, covering their value for the day that damage does occur to them. What about yourself? Life is not predictable or controllable and a freak accident is just as likely to happen to you as your car. You are infinitely more valuable than your car, so your life insurance policy is infinitely more valuable than your car insurance policy. Life is full of these numerous uncertainties, but with the help of personal insurance your family can still live comfortably knowing they're covered in the event of any unforeseen difficulty.
The process of getting any form of personal insurance may seem daunting and complicated, but there are numerous companies out there that specialize in helping you go through each step with little difficulty. If you are a resident in the Albury Wodonga region, Focus Partners is the business for you and your family. In trusting Focus Partners with protecting your greatest asset; yourself, you gain a reliable team of financial veterans who have the knowledge and experience to get you the insurance you deserve. Most of Australians own car insurance, but an alarming 69% are reported to not have any source of income protection insurance. Placing your own personal value below that of your tangible assets is not the way to go about life. We want to see you living life to the fullest, and with Focus Partners helping you along the way, you know you can do that without a second thought.
If you have any questions about personal insurance or would like to inquire about what can be done to assist you and your family, staff at Focus Partners are always happy to help. Call us to arrange an appointment and discuss your options.